Based on Embedding Cluster					Based on Embedding Matrix
	Estimate	Std. Error	p-value			Estimate	Std. Error	p-value
Learned from Water Peril
(Intercept)	-2.557	0.855	0.003		(Intercept)	-1.439	0.797	0.071
City	1.327	0.525	0.012		City	1.281	0.525	0.015
County	1.495	0.565	0.008		County	1.357	0.563	0.016
School	-0.006	0.527	0.991		School	-0.046	0.526	0.930
Town	1.328	0.654	0.042		Town	1.357	0.653	0.038
Village	1.345	0.530	0.011		Village	1.330	0.528	0.012
Coverage	0.889	0.109	0.000		Coverage	0.926	0.111	0.000
Deductible	-0.485	0.095	0.000		Deductible	-0.482	0.094	0.000
Region2	0.982	0.414	0.018		Embedding1	1.430	0.744	0.055
Region3	1.120	0.399	0.005		Embedding2	-0.389	0.283	0.169
\(\chi^2\)-statistic		6.029			\(\chi^2\)-statistic		6.150
Loglik		-371.079			Loglik		-372.769
Learned from Other Peril
(Intercept)	-2.614	0.897	0.004		(Intercept)	-1.239	0.810	0.126
City	1.298	0.525	0.013		City	1.280	0.522	0.014
County	1.402	0.562	0.013		County	1.448	0.561	0.010
School	-0.017	0.527	0.974		School	-0.026	0.524	0.960
Town	1.373	0.654	0.036		Town	1.259	0.650	0.053
Village	1.357	0.530	0.011		Village	1.311	0.527	0.013
Coverage	0.919	0.109	0.000		Coverage	0.893	0.109	0.000
Deductible	-0.489	0.094	0.000		Deductible	-0.499	0.095	0.000
Region2	1.025	0.484	0.034		Embedding1	1.606	0.685	0.019
Region3	1.279	0.605	0.034		Embedding2	-0.141	0.305	0.643
\(\chi^2\)-statistic		9.530			\(\chi^2\)-statistic		6.246
Loglik		-372.830			Loglik		-372.721
Learned from Water and Other Perils
(Intercept)	-2.095	0.818	0.010		(Intercept)	-1.188	0.813	0.144
City	1.280	0.524	0.015		City	1.212	0.524	0.021
County	1.377	0.564	0.015		County	1.295	0.562	0.021
School	-0.048	0.527	0.927		School	-0.107	0.526	0.840
Town	1.342	0.651	0.039		Town	1.329	0.653	0.042
Village	1.316	0.529	0.013		Village	1.294	0.528	0.014
Coverage	0.909	0.110	0.000		Coverage	0.940	0.112	\(<\)2e-16
Deductible	-0.483	0.095	0.000		Deductible	-0.485	0.095	0.000
Region2	0.466	0.312	0.135		Embedding1	2.658	1.039	0.011
Region3	0.825	0.346	0.017		Embedding2	-1.175	0.771	0.128
\(\chi^2\)-statistic		6.139			\(\chi^2\)-statistic		8.306
Loglik		-372.775			Loglik		-371.691