Period	WC	GL	Auto	FL
1991 – 1995	4.08	2.27	4.61	1.57
1996 – 2000	2.79	1.79	3.45	2.01
2001 – 2005	3.23	2.04	3.86	2.60
2006 – 2010	4.36	1.82	2.85	4.01