Line of Business	R Value: Booked Reserves	R Value: Most Accurate	R Value: “Optimal”
Workers Compensation	3.44	0.59	0.81
General Liability	1.94	0.35	0.82
Commercial Auto Liability	3.49	0.33	0.75
Financial Lines	2.52	0.82	1.06
Private Passenger Auto	4.09	0.51	1.79