Line of Business	R Value: Booked Reserves	R Value: Most Accurate	Loss Ratio Bias (Percentage)
Workers Compensation	3.44	0.59	+8.2%
General Liability	1.94	0.35	+10.0%
Commercial Auto Liability	3.49	0.33	+2.3%
Financial Lines	2.52	0.82	+5.5%
Private Passenger Auto	4.09	0.51	+6.6%