Accident Year (AY) Development Year (DY)
\(0\) \(1\) ... \(g\) ... \(n\)
\(0\) \(C_{k,0,0}\) \(C_{k,0,1}\) ... \(C_{k,0,g}\) ... \(C_{k,0,n}\)
\(1\) \(C_{k,1,0}\) \(C_{k,1,1}\) ... \(C_{k,1,g}\) ...
... ... ... ... ...
\(h\) \(C_{k,h,0}\) \(C_{k,h,1}\) ... \(C_{k,h,g}\)
... ... ... ...
\(m\) \(C_{k,m,0}\)